Wealth planning
A complete view of everything you own and owe, then a roadmap to grow it with purpose, from cash flow to major life goals.
Learn more about wealth planningFiduciaryIndependent, fee-only financial advice
Wealth planning for every chapter of your life
We help individuals, families and business owners grow, protect and pass on their wealth, with a clear plan and an advisor who knows you by name.
- Assets under advisement
- $4.2B
- Families & businesses served
- 1,800+
- Years of independent advice
- 25
- Client retention rate
- 97%
Qualified, regulated and independent: advice you can trust
- Fiduciary standard
- Fee-only advice
- Certified Financial Planners
- Chartered Financial Analysts
- Registered Investment Adviser
- Independent & employee-owned
Our services
Advice that covers your whole financial picture
Six connected disciplines, one coordinated plan. Your advisor brings in specialists as your needs change, so nothing falls between the cracks.
Investment strategy
Evidence-based, globally diversified portfolios built around your goals and risk tolerance, and rebalanced with discipline.
Learn more about investment strategyRetirement planning
Know exactly when you can stop working, and turn your savings into a reliable income that lasts as long as you do.
Learn more about retirement planningTax planning
Proactive strategies across income, investments and business, so you keep more of what you earn.
Learn more about tax planningBusiness finance
CFO-level guidance for owners: cash flow, funding, profit extraction, succession and exit planning, joined up with your personal plan.
Learn more about business financeEstate & legacy planning
Protect the people you love and pass on your wealth the way you intend, with the right structures in place.
Learn more about estate & legacy planningOur approach
Clarity first. Then a plan built around you.
A proven four-step process that turns big financial questions into a plan you can act on with confidence.
Discover
A relaxed, no-obligation conversation about where you are today, what matters most and where you want to be.
Plan
We model your cash flow, investments, tax and risks, then build a written financial plan with clear recommendations.
Implement
We put the plan to work: portfolios, pensions, protection and tax structures, coordinated with your accountant and lawyer.
Review
Regular reviews keep you on course as markets, laws and your life change. You'll always know where you stand.
Why choose us
Advice with nothing to sell but good advice
We're independent and employee-owned. No products to push, no quotas to hit, just objective guidance and a long-term partnership.
Fiduciary duty
We are legally bound to act in your best interest, always, not just when it suits us.
Fee-only, no commissions
We're paid only by you, never by commissions, so our advice has no hidden agenda.
Transparent pricing
One clear, all-in fee agreed up front. You'll see exactly what you pay and why.
A dedicated advisor
A named lead advisor who knows your family and your business, backed by a specialist team.
Who we help
Guidance for wherever you are today
Every client relationship is tailored, but most people who come to us fit into one of three stages.
Individuals & families
Building wealth and protecting the people who matter most.
- Cash flow & savings strategy
- Investment portfolio management
- Education funding
- Protection & insurance review
Business owners
Aligning your company's finances with your personal goals.
- Cash flow & funding strategy
- Tax-efficient profit extraction
- Employee pension & benefit schemes
- Succession & exit planning
- Joined-up personal wealth plan
Pre-retirees & retirees
Turning a lifetime of saving into lasting income and legacy.
- Retirement readiness check
- Sustainable income planning
- Pension consolidation
- Estate & legacy planning
Client stories
Trusted with what matters most
Long-term relationships are the heart of what we do. Many of our clients have been with us for more than a decade.
“We'd saved for decades but had no idea if it was enough. Sarah gave us a clear plan, and we retired two years earlier than we thought we could.”
Robert & Anne MillerRetired educators “They look at my business and my personal finances together. Restructuring how I pay myself alone saved more than their fee in the first year.”
Daniel OkoroFounder, Okoro Logistics “After my father passed, they helped our family through the estate with real patience. I finally feel in control of our future.”
Priya ShahPhysician & mother of two
FAQ
Questions, answered
Can't find what you're looking for? Get in touch with our team, we reply within a few hours.
How do you charge for your services?
We're fee-only. You pay us a transparent annual fee, either a percentage of the assets we manage or a fixed planning fee, agreed in writing before we start. We never earn commissions.
Is there a minimum amount to work with you?
We work with clients across a wide range of situations. Our comprehensive wealth management typically suits households or businesses with $250,000 or more to invest, and we offer standalone planning projects too.
What does it mean that you're a fiduciary?
It means we're legally required to put your interests ahead of our own. Every recommendation we make has to be the one that's best for you.
What happens in the first consultation?
It's a relaxed 30-minute conversation about your goals and current situation. There's no cost or obligation, and you'll come away with useful next steps either way.
Who holds my money?
Your investments are held in your own name at an independent, regulated custodian. We have authority to manage them, but we can never withdraw your money.
How often will we meet?
At least once a year for a full plan review, plus check-ins whenever life changes. Many clients meet with us quarterly, and your advisor is always a call or email away.
Get started
Let's talk about your financial future
Book a free, no-obligation 30-minute call with a senior advisor. You'll leave with clear next steps, whether or not we work together.